According to the provisions of the Employer's Liability Compulsory Insurance Act 1997 all Employers are required by law to effect Employer's Liability Insurance. The Hydra Hospitalization Insurance Policy for non-locals, which is also compulsory, provides the Insured two insurance schemes to choose from based on his own needs.

Scheme A

Covers expenses relating to the treatment in hospital or clinic, after an accident or illness as well as other hospital expenses (medicines, cardiograms, laboratorial and radiological examinations, physiotherapy, doctor fees) and surgeons fees.

Scheme B

This covers expenses relating to the treatment in hospital or clinic, after an accident or illness. It does not cover out of hospital expenses. (medicines etc)