{"id":5438,"date":"2024-07-04T10:20:01","date_gmt":"2024-07-04T10:20:01","guid":{"rendered":"http:\/\/51.137.83.232:8111\/hydra\/?page_id=5438"},"modified":"2025-09-04T13:53:42","modified_gmt":"2025-09-04T13:53:42","slug":"employers-liability-insurance","status":"publish","type":"page","link":"https:\/\/www.hydrainsurance.com\/en\/our-insurances\/employers-liability-insurance\/","title":{"rendered":"Employer&#8217;s Liability Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5438\" class=\"elementor elementor-5438\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-36ecbc8d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36ecbc8d\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-32c76ffd\" data-id=\"32c76ffd\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-571af0b9 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"571af0b9\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-463061f\" data-id=\"463061f\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-657bfe08 elementor-widget elementor-widget-ct_heading\" data-id=\"657bfe08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading ct-heading-line h-align-center \" data-wow-duration=\"1.2s\">\n\t<div class=\"ct-heading--inner\">\n                            <div class=\"line-divider\"><span><\/span><\/div>\n                <h4 class=\"item--title\">\n                        Secure Your Business with Legal Liability Coverage for Employers        <\/h4>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                    <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        <div class=\"elementor-element elementor-element-457ed9ab e-flex e-con-boxed e-con e-parent\" data-id=\"457ed9ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-383ec9f3 elementor-widget elementor-widget-ct_text_editor\" data-id=\"383ec9f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_text_editor-383ec9f3\" class=\"ct-text-editor \">\n\t<div class=\"ct-item--inner\">\n\t\t<div class=\"ct-inline-css\"  data-css=\"\n\t        \">\n\t    <\/div>\n\t\t<div class=\"ct-text-editor elementor-clearfix\"><p>According to the law every employer has an obligation to insure against his legal liability for accident or occupational disease for every person in his employment. The minimum limits of indemnity are the following:<\/p><ol><li><strong>Limit of indemnity for every employee \u00a0\u20ac160.000<\/strong><\/li><li><strong>Limit of indemnity for every event or series of events \u00a0\u20ac3.415.000<\/strong><\/li><li><strong>Aggregate Limit of indemnity for any Period of Insurance \u00a0\u20ac5.125.000<\/strong><\/li><\/ol><p>If you wish, you may certainly insure for higher limits, by payment of the corresponding premium.<\/p><p>Other than fulfilling your legal obligation, Employer&#8217;s Liability Insurance relieves you as an employer from the financial consequences of an accident to the viability of your business and helps you promote good industrial relations.<\/p><p>You may effect a separate Employer&#8217;s Liability policy or if you insure your\u00a0<a title=\"Shop Insurance\" href=\"https:\/\/www.hydrainsurance.com\/our-insurances\/shop-insurance\/\" target=\"_blank\" rel=\"noopener\">shop<\/a>\u00a0or your\u00a0<a title=\"Office Insurance\" href=\"https:\/\/www.hydrainsurance.com\/our-insurances\/office-insurance\/\" target=\"_blank\" rel=\"noopener\">office<\/a>\u00a0with us, you may include this cover in your Shop or Office policy.<\/p><p>Let us make sure together that you have the required insurance cover, adjusted to your own needs.<\/p><\/div>\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c499c3d elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c499c3d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4eeebfa2\" data-id=\"4eeebfa2\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-33a20e03 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33a20e03\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4e2c9b4\" data-id=\"4e2c9b4\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-1f934182 elementor-widget elementor-widget-ct_heading\" data-id=\"1f934182\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading ct-heading-default h-align-center \" data-wow-duration=\"1.2s\">\n\t<div class=\"ct-heading--inner\">\n                        <h4 class=\"item--title\">\n                        Get an Insurance Quote now with HYDRA Insurance!        <\/h4>\n    <\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5d13a91\" data-id=\"5d13a91\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-6133976d elementor-align-center elementor-widget elementor-widget-ct_button\" data-id=\"6133976d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-button-wrapper ct-button-layout1\">\n            <span class=\"ct-icon-active\"><\/span>\n        <a href=\"\/get-a-quote\" class=\"btn btn-default   ct-align-icon-right\" data-wow-delay=\"ms\">\n                            <span class=\"ct-button-icon\">\n                <i aria-hidden=\"true\" class=\"fas fa-arrow-alt-circle-right\"><\/i>            <\/span>\n                <span class=\"ct-button-text ct-button-text\">Get a Quote<\/span>\n    <\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                    <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Secure Your Business with Legal Liability Coverage for Employers According to the law every employer has an obligation to insure against his legal liability for accident or occupational disease for every person in his employment. The minimum limits of indemnity are the following: Limit of indemnity for every employee \u00a0\u20ac160.000 Limit of indemnity for every [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":221,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-5438","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Employer&#039;s Liability Insurance - HYDRA Insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hydrainsurance.com\/en\/our-insurances\/employers-liability-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Employer&#039;s Liability Insurance - HYDRA Insurance\" \/>\n<meta property=\"og:description\" content=\"Secure Your Business with Legal Liability Coverage for Employers According to the law every employer has an obligation to insure against his legal liability for accident or occupational disease for every person in his employment. 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